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<channel>
	<title>Panama City Beach Real Estate Market Conditions</title>
	<atom:link href="http://www.vivianfoate.com/blog/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.vivianfoate.com/blog</link>
	<description>Panama City Beach Real Estate Information &#124; Market Conditions &#124; Boating and Fishing</description>
	<pubDate>Mon, 05 Apr 2010 19:12:53 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.6</generator>
	<language>en</language>
			<item>
		<title>Panama City Beach Condo sales prices maybe headed up!</title>
		<link>http://www.vivianfoate.com/blog/2010/04/05/panama-city-beach-condo-sales-prices-maybe-headed-up/</link>
		<comments>http://www.vivianfoate.com/blog/2010/04/05/panama-city-beach-condo-sales-prices-maybe-headed-up/#comments</comments>
		<pubDate>Mon, 05 Apr 2010 18:58:27 +0000</pubDate>
		<dc:creator>Capt. Mike-Prudential-FL</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=193</guid>
		<description><![CDATA[
Hi folks,
I have what may be some good news for Panama City Beach condo sellers and condo buyers should take note as well.  
Last month, the month of March the average sales price of condos on the beach increased by $40,000.00. And the average price per square foot increased by $10.00 over the previous [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2010/04/05/panama-city-beach-condo-sales-prices-maybe-headed-up/feed/</wfw:commentRss>
		</item>
		<item>
		<title>New Good Faith Estimate (GFE) and HUD-1 for Home Buyers</title>
		<link>http://www.vivianfoate.com/blog/2010/01/14/new-good-faith-estimate-gfe-and-hud-1-for-home-buyers/</link>
		<comments>http://www.vivianfoate.com/blog/2010/01/14/new-good-faith-estimate-gfe-and-hud-1-for-home-buyers/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 18:11:27 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=188</guid>
		<description><![CDATA[
Hi folks,
Effective 01-01-2010 the Department Of Housing and Urban Development (HUD) requires lenders to use a NEW Good Faith Estimate (GFE) form. This is a good thing for prospective property buyers who need financing. The new form strives to make loan costs more transparent for buyers and it includes a Loan Shopping Chart so that buyers [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2010/01/14/new-good-faith-estimate-gfe-and-hud-1-for-home-buyers/feed/</wfw:commentRss>
		</item>
		<item>
		<title>President Obama signs bill that extends Homebuyer tax credit</title>
		<link>http://www.vivianfoate.com/blog/2009/11/06/president-obama-signs-bill-that-extends-homebuyer-tax-credit/</link>
		<comments>http://www.vivianfoate.com/blog/2009/11/06/president-obama-signs-bill-that-extends-homebuyer-tax-credit/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 21:00:59 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Consumer Tips]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=185</guid>
		<description><![CDATA[
Hi folks,
We just got word that President Obama has signed a bill that extends Homebuyer tax credit. To get a complete explanation and details about it READ MORE.
Thanks and have a GREAT day!
Happy trails, Mike and Vivian Foate
~~~~~~~~~~~~~~~~~~~~~~~~~~
MIKE’S CELL: 850-596-4236
VIVIAN’S CELL: 850-814-2372
~~~~~~~~~~~~~~~~~~~~~~~
Mike and Vivian Foate-REALTORS®
Prudential Shimmering Sands Realty, Inc.
7923 Panama City Beach Parkway
Panama City Beach, FL 32413
Kiva.org [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2009/11/06/president-obama-signs-bill-that-extends-homebuyer-tax-credit/feed/</wfw:commentRss>
		</item>
		<item>
		<title>First Time Home Buyer $8000 Tax Credit Explained!</title>
		<link>http://www.vivianfoate.com/blog/2009/10/20/first-time-home-buyer-tax-credit-explained/</link>
		<comments>http://www.vivianfoate.com/blog/2009/10/20/first-time-home-buyer-tax-credit-explained/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 20:05:25 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Real Estate Tips-Buyers]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=181</guid>
		<description><![CDATA[This video below does a very good job of explaining the $8000.00 First Time Home Buyer Tax Credit. It is courtesy of the Florida Association Of Realtors.

 
For some more information in pdf files see:
What you should know about the $8K tax credit
2009 First-time Homebuyer Tax Credit IRS Form 5405 (PDF)
We hope the video and the [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2009/10/20/first-time-home-buyer-tax-credit-explained/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Good News! Panama City Beach Condo sales increase, Condo inventory decreases</title>
		<link>http://www.vivianfoate.com/blog/2009/05/26/good-news-panama-city-beach-condo-sales-increase-condo-inventory-decreases/</link>
		<comments>http://www.vivianfoate.com/blog/2009/05/26/good-news-panama-city-beach-condo-sales-increase-condo-inventory-decreases/#comments</comments>
		<pubDate>Tue, 26 May 2009 14:33:18 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=179</guid>
		<description><![CDATA[
Hi folks,
There is good news in the condo sales market here in Panama City Beach. Since January sales have continued to increase. According to the Bay County MLS there were 26 condo sales in January and in April there were 58. Currently the absorption rate is just above 2 years which isn&#8217;t too bad.
We have [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2009/05/26/good-news-panama-city-beach-condo-sales-increase-condo-inventory-decreases/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Panama City Beach condo sales nearly double in February!</title>
		<link>http://www.vivianfoate.com/blog/2009/03/05/panama-city-beach-condo-sales-nearly-double-in-february/</link>
		<comments>http://www.vivianfoate.com/blog/2009/03/05/panama-city-beach-condo-sales-nearly-double-in-february/#comments</comments>
		<pubDate>Thu, 05 Mar 2009 20:12:48 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=172</guid>
		<description><![CDATA[
 
Hi folks,
There is some encouraging news with regard to the real esate market in Panama City Beach. Condos sales nearly doubled for the month of February as compared to January. There were 47 condos sold in February compared to 27 in January. The brisk sales contributed to improving the absorption ratio. January&#8217;s sales rate and [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2009/03/05/panama-city-beach-condo-sales-nearly-double-in-february/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Welcome 2009&#8230;we are ready&#8230;bring it on!</title>
		<link>http://www.vivianfoate.com/blog/2009/01/02/welcome-2009we-are-readybring-it-on/</link>
		<comments>http://www.vivianfoate.com/blog/2009/01/02/welcome-2009we-are-readybring-it-on/#comments</comments>
		<pubDate>Fri, 02 Jan 2009 21:36:37 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=170</guid>
		<description><![CDATA[
Well we have to say that 2008 was a VERY exciting year. Lots of good, some bad. On the good side we had a VERY good year helping buyers find properties that met there needs and helping sellers get their properties sold. On that bad side it is so difficult to speak with, meet and deal [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2009/01/02/welcome-2009we-are-readybring-it-on/feed/</wfw:commentRss>
		</item>
		<item>
		<title>New Fed Program-HOPE for Homeowners Avoid Foreclosure</title>
		<link>http://www.vivianfoate.com/blog/2008/10/02/new-fed-program-hope-for-homeowners-avoid-foreclosure/</link>
		<comments>http://www.vivianfoate.com/blog/2008/10/02/new-fed-program-hope-for-homeowners-avoid-foreclosure/#comments</comments>
		<pubDate>Thu, 02 Oct 2008 17:00:03 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Real Estate Tips-Buyers]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=167</guid>
		<description><![CDATA[
Hi folks,
A new program rolled out by HUD could help some homeowners avoid foreclosure. Under the program, the lender of an existing subprime mortgage forgives part of the debt, and the balance is rolled into a fixed-rate FHA mortgage.
The HOPE for Homeowners program will refinance mortgages for borrowers who are having difficulty making their payments, [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2008/10/02/new-fed-program-hope-for-homeowners-avoid-foreclosure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>$7500 Tax Credit For First-Time Homebuyers</title>
		<link>http://www.vivianfoate.com/blog/2008/08/01/7500-tax-credit-for-first-time-homebuyers/</link>
		<comments>http://www.vivianfoate.com/blog/2008/08/01/7500-tax-credit-for-first-time-homebuyers/#comments</comments>
		<pubDate>Fri, 01 Aug 2008 20:22:55 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=164</guid>
		<description><![CDATA[This could be a good day for first time home buyers. Housing legislation signed into law on July 30, 2008 by President Bush is aimed at ending the current cyclical downturn in the housing industry, helping home buyers and strapped borrowers and strengthening the housing finance system, according to the National Association of Home Builders [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2008/08/01/7500-tax-credit-for-first-time-homebuyers/feed/</wfw:commentRss>
		</item>
		<item>
		<title>So Long Randy Pausch and Best Wishes To Your Family</title>
		<link>http://www.vivianfoate.com/blog/2008/07/25/so-long-randy-pausch-and-best-wishes-to-his-family/</link>
		<comments>http://www.vivianfoate.com/blog/2008/07/25/so-long-randy-pausch-and-best-wishes-to-his-family/#comments</comments>
		<pubDate>Fri, 25 Jul 2008 20:23:41 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Human Interest]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=156</guid>
		<description><![CDATA[Dearest Randy,
We are sorry to see you go&#8230;I hope you are happy and having fun.  
Having suffered the recent loss of a very dear friend to brain cancer, my mother inlaw&#8230; your words and spirit are comforting and enlightening. Mary Singer fought to the end and NEVER gave up. Mary&#8230;we love you and miss [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2008/07/25/so-long-randy-pausch-and-best-wishes-to-his-family/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Majestic Beach Resort Condo SOLD! Another happy customer!</title>
		<link>http://www.vivianfoate.com/blog/2008/07/17/majestic-beach-resort-condo-sold-another-happy-customer/</link>
		<comments>http://www.vivianfoate.com/blog/2008/07/17/majestic-beach-resort-condo-sold-another-happy-customer/#comments</comments>
		<pubDate>Thu, 17 Jul 2008 15:15:22 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Testimonials-Customer Service]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=154</guid>
		<description><![CDATA[
Hi folks,
We recently received these comments and testimonial from one of our VERY happy  customers. You can read al our customers&#8217; comments here: http://www.vivianfoate.com/testimonials.shtml
July 16, 2008 
Dear Mike and Vivian, 
Just wanted you to know how pleased I was with your service. This was my first condo purchase. You guys made it very easy. [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2008/07/17/majestic-beach-resort-condo-sold-another-happy-customer/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The Grand Lagoon National Saltwater Fishing Tournament in Panama City Beach</title>
		<link>http://www.vivianfoate.com/blog/2008/06/16/the-grand-lagoon-national-saltwater-fishing-tournament-in-panama-city-beach/</link>
		<comments>http://www.vivianfoate.com/blog/2008/06/16/the-grand-lagoon-national-saltwater-fishing-tournament-in-panama-city-beach/#comments</comments>
		<pubDate>Mon, 16 Jun 2008 18:57:32 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City-Fishing and Boating Tips]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=152</guid>
		<description><![CDATA[
Panama City Beach has a new Saltwater Fishing Tournament and it maiden voyage is this summer! The Grand Lagoon National is sheduled for August 20-24, 2008. Panama City Beach&#8217;s other big tournament is the Bay Point Annual Billfish Invitational will be on July 9th to the 13th.
The Grand Lagoon National is really eight tournaments in [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2008/06/16/the-grand-lagoon-national-saltwater-fishing-tournament-in-panama-city-beach/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Customer Purchases His First Foreclosure Property!</title>
		<link>http://www.vivianfoate.com/blog/2008/05/28/customer-purchases-his-first-foreclosure-property/</link>
		<comments>http://www.vivianfoate.com/blog/2008/05/28/customer-purchases-his-first-foreclosure-property/#comments</comments>
		<pubDate>Thu, 29 May 2008 00:14:08 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Testimonials-Customer Service]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=151</guid>
		<description><![CDATA[

Hi folks,
A dual citizenship Canadian / US customer of ours purchased his first foreclosure property. He is needless to say very happy with our service and with his new home! If you need information on foreclosure property, short sales or conventional transactions please don&#8217;t hesitate to contact us. We are very easy to talk to [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2008/05/28/customer-purchases-his-first-foreclosure-property/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Panama City Beach Condo Lending And Financing Conditions Improve</title>
		<link>http://www.vivianfoate.com/blog/2008/05/15/panama-city-beach-condo-lending-and-financing-conditions-improve/</link>
		<comments>http://www.vivianfoate.com/blog/2008/05/15/panama-city-beach-condo-lending-and-financing-conditions-improve/#comments</comments>
		<pubDate>Thu, 15 May 2008 13:04:21 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/?p=150</guid>
		<description><![CDATA[
Hi folks,
It looks like the lending climate may be improving for condo market here in Panama City Beach, FL. We recently received correspondence from a lender that included a list of &#8220;Approved&#8221; condos. 
* Please note this information is from one particular lender. We have several that we work with that are financing condos.

What does [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2008/05/15/panama-city-beach-condo-lending-and-financing-conditions-improve/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Frank Brown Park Near Pier Park To Host Circus by the Sea!</title>
		<link>http://www.vivianfoate.com/blog/2008/04/28/frank-brown-park-near-pier-park-to-host-circus-by-the-sea/</link>
		<comments>http://www.vivianfoate.com/blog/2008/04/28/frank-brown-park-near-pier-park-to-host-circus-by-the-sea/#comments</comments>
		<pubDate>Mon, 28 Apr 2008 16:02:17 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/2008/04/28/frank-brown-park-near-pier-park-to-host-circus-by-the-sea/</guid>
		<description><![CDATA[
From June 13 to August 2, 2008, Florida&#8217;s newest seasonal attraction will spring to life at Frank Brown Park near Pier Park, bringing a dazzling three-ring aerial and stage production to residents and visitors alike.
Circus by the Sea will showcase the renowned Florida State University (FSU) Flying High Circus, celebrating 60 years of spellbinding entertainment. [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2008/04/28/frank-brown-park-near-pier-park-to-host-circus-by-the-sea/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Financing Condos and Condo Hotel Units In Panama City Beach FL</title>
		<link>http://www.vivianfoate.com/blog/2008/04/24/financing-condos-and-condo-hotel-units-in-panama-city-beach-fl/</link>
		<comments>http://www.vivianfoate.com/blog/2008/04/24/financing-condos-and-condo-hotel-units-in-panama-city-beach-fl/#comments</comments>
		<pubDate>Thu, 24 Apr 2008 14:04:10 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/2008/04/24/financing-condos-and-condo-hotel-units-in-panama-city-beach-fl/</guid>
		<description><![CDATA[
Current Lending Climate In Panama City Beach For The Purchase Of Condos And Condo Hotel Units
I have been told by a number of local lenders that many of the high rise condos in Panama City Beach are being classified as Condo Hotels or non warrantable condos.  We have seen this classification most recently in [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2008/04/24/financing-condos-and-condo-hotel-units-in-panama-city-beach-fl/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Seabreeze Jazz Fest says HELLO to Pier Park</title>
		<link>http://www.vivianfoate.com/blog/2008/04/10/seabreeze-jazz-fest-says-hello-to-pier-park/</link>
		<comments>http://www.vivianfoate.com/blog/2008/04/10/seabreeze-jazz-fest-says-hello-to-pier-park/#comments</comments>
		<pubDate>Thu, 10 Apr 2008 16:03:51 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/2008/04/10/seabreeze-jazz-fest-says-hello-to-pier-park/</guid>
		<description><![CDATA[The nationally recognized Seabreeze Jazz Festival will move from Walton County to the public amphitheater at Pier Park, Panama City Beach for 2009.
&#8220;This is a great event,&#8221; said TDC Chairman Andy Phillips. The TDC unanimously passed a resolution to provide the organizers $10,000 to help in the relocation from its current site in Destin to [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2008/04/10/seabreeze-jazz-fest-says-hello-to-pier-park/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Panama City Beach Real Estate Absorption Rates</title>
		<link>http://www.vivianfoate.com/blog/2008/04/03/panama-city-beach-real-estate-absorption-rates/</link>
		<comments>http://www.vivianfoate.com/blog/2008/04/03/panama-city-beach-real-estate-absorption-rates/#comments</comments>
		<pubDate>Thu, 03 Apr 2008 16:35:34 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/2008/04/03/panama-city-beach-real-estate-absorption-rates/</guid>
		<description><![CDATA[
Hi folks,
I hope all of you are doing well today. I just posted the Panama City Beach Real Estate For Sale inventory numbers for Panama City Beach, Panama City and Bay County. The numbers are for the month of March.
Locally there may be an encouraging trend starting.  It seems that Panama City Beach real [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2008/04/03/panama-city-beach-real-estate-absorption-rates/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Real Estate Auction Strategy and Tips</title>
		<link>http://www.vivianfoate.com/blog/2008/03/21/real-estate-auction-strategy-and-tips/</link>
		<comments>http://www.vivianfoate.com/blog/2008/03/21/real-estate-auction-strategy-and-tips/#comments</comments>
		<pubDate>Fri, 21 Mar 2008 18:32:36 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/2008/03/21/real-estate-auction-strategy-and-tips/</guid>
		<description><![CDATA[
With Real Estate Auctions all the rage right now, I would like to offer some advise and tips on how to be prepared to bid on real estate at auction.
A REALTOR(R) can be a GREAT asset to the auction process. Many Auction Companies provide a cooperative commission to REALTORS(R) that register a buyer and attend [...]]]></description>
		<wfw:commentRss>http://www.vivianfoate.com/blog/2008/03/21/real-estate-auction-strategy-and-tips/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Pier Park in Panama City Beach is Open for Business!</title>
		<link>http://www.vivianfoate.com/blog/2008/02/27/pier-park-in-panama-city-beach-is-open-for-business/</link>
		<comments>http://www.vivianfoate.com/blog/2008/02/27/pier-park-in-panama-city-beach-is-open-for-business/#comments</comments>
		<pubDate>Wed, 27 Feb 2008 20:40:39 +0000</pubDate>
		<dc:creator>Capt. Mike</dc:creator>
		
		<category><![CDATA[Panama City Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.vivianfoate.com/blog/2008/02/27/pier-park-in-panama-city-beach-is-open-for-business/</guid>
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Good day all,
Pier Park outdoor mall and retail center in Panama City Beach is now open for business!  This is arguably THE most important GOOD thing to happen to the beach in a long while. We think it is even more important than the new airport.
It gives everyone more reasons to be optimistic about [...]]]></description>
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