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Estimate and Calculate Your Loan Pre-Qualification Status Here!

Please note that this calculator/estimator is a rough guideline for loan qualification. Many factors, including borrower credit history, are used by lenders in making their loan decisions. The results of your calculations here are not binding and in no way constitute an offer to extend credit.

Annual Income
Monthly Debt (Car payments, credit cards, student loan payment etc.)
Estimated Annual Property Tax
Estimated Annual Home Insurance Premium
Interest Rate (%)
Length of Loan (years)
/ Lender's Qualification Ratios

Results

These ratios are typical of most lenders. 28% is the amount of your gross pay you can spend on a house payment if your mortgage is your only payment. 36% is the amount you can spend on all debts, including your mortgage payment. 

It is possible to get approved with higher debt ratios than the standard ratios above.

Maximum Loan Value: $


 

 

 

 

 

 

 

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